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Find Mortgage Refinance Companies in Eugene, OR

Looking for a mortgage refinance company in Eugene? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Eugene, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 mortgage refinance companies in Eugene, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ladelle White
1600 Valley River Dr #330, Eugene, OR 97401
(541) 343-1995 branches.guildmortgage.com
Paramount Mortgage Company
975 Willagillespie Rd # 201, Eugene, OR 97401
(541) 684-0027 paramountmortgagecompany.com
The Duncan Team - Mortgage Advisors- Edge Home Finance
1126 Crenshaw Rd, Eugene, OR 97401
(541) 357-1313 edgehomefinance.com
Eugene Mortgage Brokers
722 Country Club Rd, Eugene, OR 97401
(541) 972-8620 eugenemortgagebrokers.com
Summer Freeman- Mortgage Marketplace, NMLS# 360504
590 Pearl St Suite 300, Office 319, Eugene, OR 97401
(541) 654-6158 mortgagemarketplace.biz
American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
(541) 342-7576 apmortgage.com
Directors Mortgage
1500 Valley River Dr #190, Eugene, OR 97401
(541) 357-4823 directorsmortgage.com
Strategic Mortgage Solutions
911 Country Club Rd #390, Eugene, OR 97401
(541) 275-1148 oregonsms.com
Stepping Stone Mortgage
1140 Willagillespie Rd Ste 13, Eugene, OR 97401
(541) 683-3300 steppingstonemortgage.com
Guild Mortgage - Trevor Nissen
1600 Valley River Dr #330, Eugene, OR 97401
(541) 343-1995 branches.guildmortgage.com
Synergy One Lending
440 E Broadway Suite 140, Eugene, OR 97401
(541) 515-7237 s1l.com
Guild Mortgage - Rhonda Stickney
1600 Valley River Dr #330, Eugene, OR 97401
(541) 343-1995 branches.guildmortgage.com
Nova Home Loans- Eugene Office
1142 Willagillespie Rd Suite 9, Eugene, OR 97401
(541) 342-2525 eugenebranch.novahomeloans.com
Denise Cuddeback Montgomery, American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
(541) 342-7576 apmortgage.com
Kind Lending, LLC
590 Pearl St Suite 266, Eugene, OR 97401
(541) 337-1106 kindlending.com
Michael Hanks, Loan Officer
2725 Delta Oaks Dr, Eugene, OR 97408
(541) 844-6165 securechoicelending.com
Western Mortgage Brokers, Inc.
142 W 8th Ave, Eugene, OR 97401
(541) 953-4903 wmbrokers.com
Evan Hastings - Mortgage
120 Shelton Mcmurphey Blvd #240, Eugene, OR 97401
(707) 569-4115
Guild Mortgage - Risa Monroe
1600 Valley River Dr #330, Eugene, OR 97401
(541) 408-7480 branches.guildmortgage.com
Secure Choice Lending, Eugene Branch, Levi Paddock
2727 Delta Oaks Dr, Eugene, OR 97408
(541) 912-8751 securechoicelending.com

Mortgage refinance companies in Eugene Oregon help homeowners adjust their loan terms or lower their interest rates. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local refinance professionals understand the Eugene real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Eugene Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the loan principal. These figures are estimates and your actual costs will vary based on your loan size, lender, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Eugene Oregon?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders may also require a property appraisal to confirm current home value.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Oregon specific laws for mortgage refinancing?
Yes. Oregon Revised Statutes Chapter 86A covers mortgage lending practices. Oregon also requires lenders to give a three day right of rescission after closing for most refinances.

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