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Compare Mortgage Refinance Companies in Eugene, OR
Directory of mortgage refinance companies in Eugene, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Eugene, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage refinance companies in Eugene, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ladelle White
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Paramount Mortgage Company
975 Willagillespie Rd # 201, Eugene, OR 97401
5416840027
The Duncan Team - Mortgage Advisors- Edge Home Finance
590 Pearl St Suite 300, Office 319, Eugene, OR 97401
5416546158
American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
5413427576
Directors Mortgage
1500 Valley River Dr #190, Eugene, OR 97401
5413574823
Strategic Mortgage Solutions
911 Country Club Rd #390, Eugene, OR 97401
5412751148
Stepping Stone Mortgage
1140 Willagillespie Rd Ste 13, Eugene, OR 97401
5416833300
Guild Mortgage - Trevor Nissen
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Synergy One Lending
440 E Broadway Suite 140, Eugene, OR 97401
5415157237
Guild Mortgage - Rhonda Stickney
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Nova Home Loans- Eugene Office
1142 Willagillespie Rd Suite 9, Eugene, OR 97401
5413422525
Denise Cuddeback Montgomery, American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
5413427576
Kind Lending, LLC
590 Pearl St Suite 266, Eugene, OR 97401
5413371106
Michael Hanks, Loan Officer
2725 Delta Oaks Dr, Eugene, OR 97408
5418446165
Western Mortgage Brokers, Inc.
142 W 8th Ave, Eugene, OR 97401
5419534903
Evan Hastings - Mortgage
120 Shelton Mcmurphey Blvd #240, Eugene, OR 97401
7075694115
Guild Mortgage - Risa Monroe
1600 Valley River Dr #330, Eugene, OR 97401
5414087480
Secure Choice Lending, Eugene Branch, Levi Paddock
2727 Delta Oaks Dr, Eugene, OR 97408
5419128751
Mortgage refinance companies in Eugene Oregon help homeowners adjust their loan terms or lower their interest rates. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local refinance professionals understand the Eugene real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Eugene Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the loan principal. These figures are estimates and your actual costs will vary based on your loan size, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Eugene Oregon?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders may also require a property appraisal to confirm current home value.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Oregon specific laws for mortgage refinancing?
Yes. Oregon Revised Statutes Chapter 86A covers mortgage lending practices. Oregon also requires lenders to give a three day right of rescission after closing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.