Find Mortgage Refinance Companies in Bedford, TX
Browse mortgage refinance companies serving Bedford, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage refinance companies in Bedford, TX
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Mortgage refinance companies in Bedford, Texas help homeowners adjust their loan terms, lower interest rates, or access home equity. Texas law places specific limits on cash-out refinancing, including a maximum loan-to-value ratio of 80 percent and a 12-day waiting period after application. Local lenders understand the Tarrant County market and can guide you through the required Texas Home Equity Affidavit and closing process.
What Does a Mortgage Refinance Company in Bedford Cost?
Typical costs for a mortgage refinance in Bedford, Texas range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Texas law requires a survey or a survey waiver for most properties, which can cost 300 to 800 dollars. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash-out limit for refinance?
Texas law limits cash-out refinancing to 80 percent of the home value. You must also wait 12 days after submitting your application before closing. This rule applies to all primary residences in Texas.
How long does a mortgage refinance take in Bedford Texas?
A typical refinance in Bedford takes 30 to 45 days from application to closing. Texas requires a 12-day waiting period for cash-out loans. Rate-and-term refinances may close faster without this waiting period.
What documents do I need for a refinance in Bedford Texas?
You will need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Texas lenders also require a completed homestead affidavit for owner-occupied properties. Your lender will provide a full list based on your loan type.