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Directory of mortgage refinance companies in Clute, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Clute, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Clute, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texan Credit Corporation
126 Dixie Dr, Clute, TX 77531
9792991043
Toledo Finance
124 Dixie Dr, Clute, TX 77531
9792650500
Mortgage refinance companies in Clute Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for home equity refinancing, including a 12-day waiting period after closing. Local lenders can guide you through these requirements and help you find a suitable loan product.
What Does a Mortgage Refinance Company in Clute Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and recording fees add 500 to 1,500 dollars. Total closing costs often fall between 2,000 and 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out limit?
In Texas you cannot take cash out that exceeds 80 percent of your home value. This rule applies to all cash out refinances on a primary residence.
How long does a Texas refinance closing take?
A standard refinance closing in Texas usually takes 30 to 45 days. Home equity loans require a 12-day waiting period after you receive the final loan documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.