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Compare Mortgage Refinance Companies in College Station, TX
Compare mortgage refinance companies in College Station. Review contact information and insurance categorys before you decide.
17 agents listed
Updated June 2026
College Station, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage refinance companies in College Station, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in College Station Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Brazos Valley market and can guide you through the Texas Home Equity Section 50(a)(6) requirements.
What Does a Mortgage Refinance Company in College Station Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Texas also charges a state mortgage tax of 0.25 percent on the loan amount. Total closing costs often range from 3,000 to 8,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80 percent of the home value. You must also wait 12 days after receiving the loan estimate before closing. This rule is part of the Texas Constitution Section 50(a)(6).
How long does a refinance take in College Station?
A typical refinance in Texas takes 30 to 45 days from application to closing. The mandatory 12-day waiting period for cash-out loans adds time. Your lender will provide a timeline based on your specific loan type.
Mortgage Refinance Companies in Other Texas Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.