Compare Mortgage Refinance Companies in Dallas, TX

A mortgage refinance company in Dallas Texas helps homeowners replace their existing home loan with a new one. Texas law has specific rules for cash-out refinancing under Section 50(a)(6) of the Texas Constitution. These rules limit the loan amount to 80% of the home value and require a 12-day waiting period after closing.

What Does a Mortgage Refinance Company in Dallas Cost?

Typical costs for a mortgage refinance in Dallas Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance and escrow fees ranging from 1,000 to 3,000 dollars. Texas law also requires a state-specific mortgage tax of 0.50 per 100 dollars of the loan amount for most refinances. Total closing costs usually fall between 2% and 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

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