Mortgage Refinance Companies in Dallas, TX
Directory of mortgage refinance companies in Dallas, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage refinance companies in Dallas, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Dallas Cost?
Typical costs for a mortgage refinance in Dallas Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance and escrow fees ranging from 1,000 to 3,000 dollars. Texas law also requires a state-specific mortgage tax of 0.50 per 100 dollars of the loan amount for most refinances. Total closing costs usually fall between 2% and 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a rate-and-term refinance and a cash-out refinance in Texas?
A rate-and-term refinance changes your interest rate or loan term without taking extra cash. A cash-out refinance lets you borrow against your home equity but is limited to 80% of the home value under Texas law.
How long does a Texas mortgage refinance typically take?
A standard refinance in Dallas usually takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period for cash-out refinances before you can sign the final documents.