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Compare mortgage refinance companies in Dickinson. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Dickinson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Dickinson, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ACE Cash Express
2516 FM 517 Rd E, Dickinson, TX 77539
2813370733
Sun Loan Company
689 Farm to Market 517 Rd W Ste 100, Dickinson, TX 77539
2813376008
Cash Store
1660 FM 646 Rd, Dickinson, TX 77539
2815340494
AMOCO Federal Credit Union
3350 Cross Colony Dr, Dickinson, TX 77539
4099488541
Wellby Financial
2461 FM 646 Rd, Dickinson, TX 77539
2814887070
Mortgage refinance companies in Dickinson, Texas help homeowners adjust their loan terms, lower interest rates, or switch from an adjustable-rate to a fixed-rate mortgage. Texas law has specific rules for home equity refinancing, including a 12-day waiting period after closing before you can receive funds. Local lenders understand the Galveston County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Dickinson Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,000. Closing costs in Texas generally range from 2% to 5% of the loan principal. For a $200,000 loan, total costs might be $4,000 to $10,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash-out limit for refinancing?
In Texas, you can only borrow up to 80% of your home's appraised value for a cash-out refinance. This is set by the Texas Constitution and applies to all lenders. You must also wait at least 12 months after your previous cash-out refinance to do another one.
How long does a mortgage refinance take in Dickinson Texas?
A typical mortgage refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory 12-day rescission period for home equity loans. Delays can happen if documents are missing or if the appraisal takes longer.
Do I need a survey for a refinance in Texas?
A survey is not always required for a rate-and-term refinance in Texas, but it may be needed for a cash-out refinance. Lenders in Galveston County often request a survey to confirm property boundaries. Check with your lender to see if a survey is needed for your specific loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.