ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Dripping Springs, TX
Looking for a mortgage refinance company in Dripping Springs? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Dripping Springs, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Dripping Springs, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
City Bank Mortgage
1326 US-290 Ste D, Dripping Springs, TX 78620
5122035869
Dave - The Home Loan Guy
11114 Bonham Ranch Rd, Dripping Springs, TX 78620
4804477856
Panacea Mortgage
465 Horse Trail Drive, Dripping Springs, TX 78620
8004991562
Union Home Mortgage
701 US-290 Unit 102, Dripping Springs, TX 78620
5128297506
Jason Luey Lewis with CMG FInancial
31451 Ranch Rd 12, Dripping Springs, TX 78620
5127992996
Bank Of England Mortgage
701 US-290 #103, Dripping Springs, TX 78620
5128942109
Mortgage refinance companies in Dripping Springs Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders understand the Dripping Springs real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Dripping Springs Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually total 2% to 5% of the loan principal. For a $300,000 loan, expect $6,000 to $15,000 in total fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary residence with a homestead exemption. For a cash-out refinance, the loan amount cannot exceed 80% of the homes appraised value. This rule is in the Texas Constitution Section 50(a)(6).
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a three-day rescission period after signing. Delays can occur if additional documents are needed.
What documents do I need for a refinance in Dripping Springs?
You will need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Texas lenders also require a copy of your current deed of trust and homeowners insurance. Self-employed borrowers may need profit and loss statements.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Dripping Springs who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.