Compare Mortgage Refinance Companies in Grand Prairie, TX
Compare mortgage refinance companies in Grand Prairie. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage refinance companies in Grand Prairie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Grand Prairie Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80 percent loan-to-value limit on homestead property. Local lenders understand the Grand Prairie real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Grand Prairie Cost?
Typical costs for a mortgage refinance in Grand Prairie Texas include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs around 1,500 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law limits cash-out refinances to 80 percent of the homes appraised value. You must also wait 12 months after buying the home before doing a cash-out refinance. These rules protect homeowners equity.
How long does a mortgage refinance take in Grand Prairie?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline depends on the lender, appraisal scheduling, and document processing. Texas law requires a three-day rescission period after signing.