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Find Mortgage Refinance Companies in Houston, TX

Directory of mortgage refinance companies in Houston, Texas. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Houston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Houston, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage
952 Echo Ln Suite 190, Houston, TX 77024
7139778005
Lock It Lending
11111 Richmond Ave #250, Houston, TX 77082
8664006789
New Era Lending LLC
1500 S Dairy Ashford Rd suite 363, Houston, TX 77077
8887000788
Sun Loan Company
10705 Market St F, Houston, TX 77029
7136725100
Union Home Mortgage
1220 Augusta Dr Suite 600, Houston, TX 77057
7132751300
Champions Mortgage
2940 Riverby Rd Suite #205, Houston, TX 77020
2817272500
Champions Mortgage
2940 Riverby Rd Suite #205, Houston, TX 77020
2817272500
Lennar Mortgage, LLC Houston
5775 North Sam Houston Pkwy W Suite 820, Houston, TX 77086
2818850940
Cornerstone Home Lending | Corporate
1177 W Loop S #700, Houston, TX 77027
7136214663
Angelo Christian Mortgage
800 Town and Country Blvd Suite 500, Houston, TX 77024
8324316331
Loan With Jen - Legacy Mutual Mortgage NMLS #514497
575 N Dairy Ashford Rd Suite 750, Houston, TX 77079
7135793611
Warens Financial Group - Mortgage Lender
1415 N Loop W #740, Houston, TX 77008
8323040077
The Wood Group of Fairway Independent Mortgage Corp.
10330 Lake Rd Bldg Y, Houston, TX 77070
2818641710
James J Ward | Fairway Home Mortgage Branch Manager
3311 Richmond Ave #329, Houston, TX 77098
7135280333
Matador Lending
5718 Westheimer Rd Suite 1000, Houston, TX 77057
7133664668
Rock Mortgage Houston | Rock Mortgage Services LP
14340 Memorial Dr #400, Houston, TX 77079
8322303067
CrossCountry Mortgage
9999 Bellaire Blvd Suite 750, Houston, TX 77036
8446926227
Sente Mortgage
3730 Kirby Dr #1010, Houston, TX 77098
7138933660
Hometrust Mortgage Company
1150 Clear Lake City Blvd Suite 204, Houston, TX 77062
2813382200
Clear Lending - First Time Home Buyer Loans
7324 Southwest Fwy Suite 292, Houston, TX 77074
2819405050

What Does a Mortgage Refinance Company in Houston Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance fees that vary by county. In Houston, closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas home equity cash out limit?
Texas law limits cash out refinancing to 80 percent of the home value. This applies to primary residences only. You must also wait 12 months after the previous loan closing.
How long does a Texas refinance take to close?
A standard mortgage refinance in Houston usually takes 30 to 45 days. Texas home equity loans require a 12 day rescission period after signing. This can extend the timeline.
Do I need a survey or title policy for refinancing in Texas?
Most Texas refinance lenders require a new title policy and often a survey. The cost of the title policy is usually part of the closing fees. Some lenders may waive the survey if one is on file.