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Directory of mortgage refinance companies in Laredo, Texas. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Laredo, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 mortgage refinance companies in Laredo, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Laredo
10414 Medical Lp Building B, Suite 2, Laredo, TX 78045
9564135150
Roger Cazares, Supreme Lending Loan Officer, NMLS: 910634
1018 Monaco Blvd Suite 105 & 106, Laredo, TX 78045
9563242574
Nicolas Gomez, SupremeLending Loan Officer, NMLS:1749468
1018 Monaco Blvd Unit 105 & 106, Laredo, TX 78045
9563338974
Dream Big Mortgage
6402 N Bartlett Ave #4, Laredo, TX 78041
9568573258
Southwest Funding Laredo
1303 C. del Norte Suite#800 Office#3, Laredo, TX 78041
9562291480
MBA Mortgage Solutions, LLC
7110 Rocio Dr Suite 1, Laredo, TX 78041
9567173400
Thrive Mortgage- Bob Weathers
7613 Rocio Dr Unit #4, Laredo, TX 78041
9567235626
Etelvina Mata Ramirez - PREW Mortgage Services LLC
7917 McPherson Rd Ste. 204, Laredo, TX 78045
9562512826
NuHome Mortgage
10414 Medical Lp Building E Ste 2, Laredo, TX 78045
9566791099
Bravo Mortgage
7913 McPherson Rd #105, Laredo, TX 78045
9562374444
Leila Martinez
6999 McPherson Rd Ste 322-7, Laredo, TX 78041
9566458066
Elias Christian Trad - Prolending Mortgage LLC
107 C. del Norte STE 1C, Laredo, TX 78041
9562428608
Del Home Lending Inc
1401 C. del Norte, Laredo, TX 78041
9567263656
Eva Montoya, NMLS: 887700, PrimeLending
10414 Medical Lp Building B, Suite 2, Laredo, TX 78045
9562863566
David Ramirez Motto Mortgage Smart Choice
6402 N Bartlett Ave Ste. 7, Laredo, TX 78041
9569490040
Chase Mortgage
10720 International Blvd, Laredo, TX 78045
9567223916
Rate
7613 Rocio Dr Suite 4, Laredo, TX 78041
9568574428
Geo Mortgage
9901 McPherson Rd #101, Laredo, TX 78045
9567288700
The Maaia Team
10414 Medical Lp Building E Ste. 2, Laredo, TX 78045
9566791099
A mortgage refinance company in Laredo Texas helps homeowners replace their existing loan with a new one. Texas law has unique rules for home equity refinancing, including a 80 percent loan-to-value cap on cash-out loans. Local companies understand the Laredo real estate market and can guide you through the Texas Constitution requirements.
What Does a Mortgage Refinance Company in Laredo Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in Laredo generally range from 2 to 5 percent of the loan amount. Texas law also requires a survey or property inspection for most refinances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash-out limit?
Under Texas law, a cash-out refinance cannot exceed 80 percent of the home value. This limit applies to all homestead properties in Texas. Laredo lenders must follow this rule for any cash-out loan.
How long does a Texas refinance take?
A standard refinance in Texas usually takes 30 to 45 days from application to closing. Texas home equity loans require a 12-day waiting period after you receive the loan estimate. This waiting period is required by state law.
Do I need a new appraisal for refinancing in Laredo?
Most mortgage refinance companies in Laredo require a new appraisal to determine current home value. An appraisal costs between 400 and 700 dollars in the Laredo area. Some lenders may waive the appraisal for certain streamline refinance programs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.