Compare Mortgage Refinance Companies in Longview, TX
Directory of mortgage refinance companies in Longview, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 16 mortgage refinance companies in Longview, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Longview Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs often total 2% to 5% of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects homesteads from forced sale for most debts. For cash-out refinances, the loan cannot exceed 80% of the home value. This rule is in the Texas Constitution Section 50(a)(6).
How long does a mortgage refinance take in Longview?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. The timeline depends on the lender and your specific case.
Do I need a new appraisal for a refinance in Texas?
Yes, most lenders require a new appraisal to confirm the current home value. This is especially important for cash-out refinances in Texas to meet the 80% loan-to-value limit. The appraisal cost is usually paid by the borrower.