Find Mortgage Refinance Companies in Montgomery, TX
Directory of mortgage refinance companies in Montgomery, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage refinance companies in Montgomery, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Montgomery Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Texas law caps home equity refinance fees at 3 percent of the loan amount. Other costs may include recording fees and credit report fees. Total closing costs often range from 2 000 to 5 000 dollars but vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law under Section 50(a)(6) of the state constitution limits home equity refinance fees to 3 percent of the loan amount. Borrowers also have a 12-day right of rescission after signing. This rule applies to all refinance companies operating in Texas.
How long does a mortgage refinance take in Montgomery Texas?
A typical mortgage refinance in Montgomery Texas takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period for home equity loans. Delays can occur if property appraisals or title work take longer.