Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage refinance companies in Pearland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Bay Credit Union
11555 Magnolia Pkwy Suite 170, Pearland, TX 77584
(713) 852-6700
texasbaycu.org
Jose Alvarez TX Lender Clear Home Loans Inc
11960 W Broadway St Suite 220, Pearland, TX 77584
(281) 871-8109
homeloanswithj.com
Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending
11960 W Broadway St Ste. 220, Pearland, TX 77584
(346) 304-9724
dannylending.com
OneMain Financial
9811 W Broadway St Ste 109, Pearland, TX 77584
(281) 585-8115
onemainfinancial.com
Republic Finance
5517 W Broadway St Suite C, Pearland, TX 77581
(281) 412-4459
locations.republicfinance.com
Clear Home Loans Inc: Eugenio Guajardo, VP of Mortgage Lending
11960 W Broadway St suite 220, Pearland, TX 77584
(832) 341-8125
loanswithe.com
Esperanza Garcia - Clear Choice Home Loans, LLC
11960 W Broadway St Ste 220, Pearland, TX 77584
(832) 431-1633
homeloansesperanza.com
Yesenia Benavides Lender VP Clear Home Loans Inc.
11960 W Broadway St Suite 220, Pearland, TX 77584
(832) 570-4413
homeloanswithyesi.com
Peabody Capital Lending, LLC
2743 Smith Ranch Rd Unit 303, Pearland, TX 77584
(281) 747-5353
pbclending.com
Truth Lending Services LLC
3404 Beacon Bend Ct, Pearland, TX 77584
(713) 492-4544
truthlendingservicesllc.com
Westside Mortgage Company
5114 Francis Dr, Pearland, TX 77581
(832) 328-5653
westsidemortgagecompany.com
What Does a Mortgage Refinance Company in Pearland Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the cash out limit for a refinance in Texas?
Texas law under Section 50(a)(6) limits cash out refinances to 80% of the home value. You must also wait 12 months after your previous refinance to do a new cash out loan. This rule helps protect homeowners from over borrowing.
Do I need a new appraisal for a refinance in Pearland?
Most refinance companies require a new appraisal to determine your home value. In Texas, the appraisal must be completed by a licensed appraiser. The cost typically ranges from 400 to 700 dollars.
How long does a refinance take in Texas?
A standard rate and term refinance usually takes 30 to 45 days. Texas cash out refinances may take longer due to the required 12 day rescission period. Your lender will provide a timeline at the start of the process.