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Compare Mortgage Refinance Companies in Pearland, TX
Directory of mortgage refinance companies in Pearland, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Pearland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Pearland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Bay Credit Union
11555 Magnolia Pkwy Suite 170, Pearland, TX 77584
7138526700
Jose Alvarez TX Lender Clear Home Loans Inc
11960 W Broadway St Suite 220, Pearland, TX 77584
2818718109
Wellby Financial
9101 W Broadway St, Pearland, TX 77584
2814887070
LB Lending
2880 Broadway Bend Dr Building 3, Pearland, TX 77584
2816867973
Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending
11960 W Broadway St Ste. 220, Pearland, TX 77584
3463049724
Mortgage Associates
1506 E Broadway St Suite 102, Pearland, TX 77581
2818921595
Tower Loan
6516 W Broadway St Ste. 136, Pearland, TX 77581
3464378884
OneMain Financial
9811 W Broadway St Ste 109, Pearland, TX 77584
2815858115
Mid America Mortgage
12280 W Broadway St Bldg 1 Unit 1123, Pearland, TX 77584
8326802704
Mortgage Options Of Texas LLC
2404 S Grand Blvd #220A, Pearland, TX 77581
8323844917
Republic Finance
5517 W Broadway St Suite C, Pearland, TX 77581
2814124459
Clear Home Loans Inc: Eugenio Guajardo, VP of Mortgage Lending
11960 W Broadway St suite 220, Pearland, TX 77584
8323418125
Esperanza Garcia - Clear Choice Home Loans, LLC
11960 W Broadway St Ste 220, Pearland, TX 77584
8324311633
Yesenia Benavides Lender VP Clear Home Loans Inc.
11960 W Broadway St Suite 220, Pearland, TX 77584
8325704413
Peabody Capital Lending, LLC
2743 Smith Ranch Rd Unit 303, Pearland, TX 77584
2817475353
Gateway Mortgage Group
1000 Broadway St #110b, Pearland, TX 77581
2814977005
Mortgage, Bank of America
10200 W Broadway St, Pearland, TX 77584
8326500710
Truth Lending Services LLC
3404 Beacon Bend Ct, Pearland, TX 77584
7134924544
A1 Mortgage Group LLC
2734 Sunrise Blvd # 202, Pearland, TX 77584
2815031311
Westside Mortgage Company
5114 Francis Dr, Pearland, TX 77581
8323285653
A mortgage refinance company in Pearland Texas can help you lower your rate or access equity. Texas law limits cash out refinances to 80% of the home value under Section 50(a)(6) of the state constitution. These companies guide you through the required waiting periods and disclosure forms specific to Texas.
What Does a Mortgage Refinance Company in Pearland Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the cash out limit for a refinance in Texas?
Texas law under Section 50(a)(6) limits cash out refinances to 80% of the home value. You must also wait 12 months after your previous refinance to do a new cash out loan. This rule helps protect homeowners from over borrowing.
Do I need a new appraisal for a refinance in Pearland?
Most refinance companies require a new appraisal to determine your home value. In Texas, the appraisal must be completed by a licensed appraiser. The cost typically ranges from 400 to 700 dollars.
How long does a refinance take in Texas?
A standard rate and term refinance usually takes 30 to 45 days. Texas cash out refinances may take longer due to the required 12 day rescission period. Your lender will provide a timeline at the start of the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.