Find Mortgage Refinance Companies Near You in Plano, TX
Looking for a mortgage refinance company in Plano? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage refinance companies in Plano, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Plano Texas help homeowners lower their rate or change loan terms. Texas law under Section 50(a)(6) of the state constitution limits cash-out refinances to 80 percent of the home value. Plano residents can work with local lenders to review their options and find a suitable loan program.
What Does a Mortgage Refinance Company in Plano Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance which can cost 1,000 to 2,000 dollars. Texas also charges a state mortgage tax of 0.50 per 100 dollars on the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80 percent of the home value. This rule is in the state constitution and applies to all primary residences. You must also wait 12 months between cash-out refinances.
How long does a mortgage refinance take in Plano?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal and under review. Texas law requires a three day rescission period after closing.
Do I need a survey for a refinance in Texas?
Some lenders in Texas require a new survey for a refinance. This is common for properties without a recent survey on file. The cost for a survey in Plano ranges from 350 to 700 dollars.