Mortgage Refinance Companies in Round Rock, TX
Browse mortgage refinance companies serving Round Rock, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 16 mortgage refinance companies in Round Rock, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Round Rock Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including an 80 percent loan-to-value cap on homestead property. Local lenders understand Williamson County requirements and can guide you through the process.
What Does a Mortgage Refinance Company in Round Rock Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Third-party fees like recording and credit report charges add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance limit?
Texas law limits cash-out refinances to 80 percent of the home value. This applies to homestead property under Section 50(a)(6) of the Texas Constitution. You cannot exceed this limit even if you have good credit.
How long does a Texas refinance closing take?
Texas law requires a 12-day cooling-off period after you receive the loan estimate for cash-out refinances. Most standard rate-and-term refinances close in 30 to 45 days. The timeline depends on appraisal and underwriting speed.