Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 9 mortgage refinance companies in San Benito, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western-Shamrock Finance
259 N Sam Houston Blvd, San Benito, TX 78586
(956) 276-9850
westernshamrock.com
Regional Finance
160 W Expy 83 Suite G, San Benito, TX 78586
(956) 234-4010
branches.regionalfinance.com
Laura Vierra with American Mortgage Loans LLC
258 S Sam Houston Blvd, San Benito, TX 78586
(956) 606-4341
fastmortgageloans.com
What Does a Mortgage Refinance Company in San Benito Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Texas law limits certain fees on home equity refinances to 2 percent of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinancing to 80 percent of the home value. You must also wait 12 months after closing on the original loan before refinancing a home equity loan. These rules are part of the Texas Constitution.
How long does a mortgage refinance take in San Benito?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide a timeline estimate.