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Looking for a mortgage refinance company in San Benito? Review the directory below to compare your options.
9 agents listed
Updated May 2026
San Benito, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage refinance companies in San Benito, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
753 Biddle St, San Benito, TX 78586
9563611775
Speedy Cash
695 S Sam Houston Blvd, San Benito, TX 78586
9562760312
Western-Shamrock Finance
259 N Sam Houston Blvd, San Benito, TX 78586
9562769850
Security Finance
160 S Sam Houston Blvd, San Benito, TX 78586
9563991811
Sun Loan Company
1220 W. Business Highway 77 Ste C, San Benito, TX 78586
9563613613
Regional Finance
160 W Expy 83 Suite G, San Benito, TX 78586
9562344010
Laura Vierra with American Mortgage Loans LLC
258 S Sam Houston Blvd, San Benito, TX 78586
9566064341
Toledo Finance
164 S Sam Houston Blvd, San Benito, TX 78586
9563999217
Investor Loan Services
551 N Oscar Williams Rd, San Benito, TX 78586
9563991199
Mortgage refinance companies in San Benito Texas help homeowners replace their existing home loan with a new one. Texas law has specific rules for refinancing, including a cap on fees and a required waiting period after closing. Local lenders can guide you through the process and explain how Texas home equity rules apply.
What Does a Mortgage Refinance Company in San Benito Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Texas law limits certain fees on home equity refinances to 2 percent of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinancing to 80 percent of the home value. You must also wait 12 months after closing on the original loan before refinancing a home equity loan. These rules are part of the Texas Constitution.
How long does a mortgage refinance take in San Benito?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
What documents do I need to refinance in Texas?
You will need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a homestead affidavit for owner-occupied homes. Gather these documents early to speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.