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Find Mortgage Refinance Companies in Selma, TX

Looking for a mortgage refinance company in Selma? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Selma, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Selma, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
8222 Agora Pkwy #100, Selma, TX 78154
2109459631
PNC Mortgage
14535 Forum Pkwy, Selma, TX 78154
2105925551

Selma homeowners can work with a mortgage refinance company to lower their rate or change loan terms. Texas law limits home equity refinancing to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution. Local companies in Selma help borrowers understand these rules and find the right loan product.

What Does a Mortgage Refinance Company in Selma Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 600 dollars, and title insurance costs around 1,500 to 2,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas home equity cash out limit for refinance?
Texas law allows cash out refinancing up to 80 percent of the home appraised value. This rule comes from the Texas Constitution and applies to all lenders in the state.
How long does a mortgage refinance take in Selma Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal and under review speed.