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Find Mortgage Refinance Companies Near You in Sugar Land, TX
Browse mortgage refinance companies serving Sugar Land, Texas. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Sugar Land, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 mortgage refinance companies in Sugar Land, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hancock Mortgage Partners LLC
1 Sugar Creek Center Blvd #1000, Sugar Land, TX 77478
8883918237
Sutherland Mortgage Services, Inc.
14090 Southwest Fwy, Sugar Land, TX 77478
8775217462
Home USA Mortgage
14905 Southwest Fwy #201, Sugar Land, TX 77478
2812075260
Jerome "JJ" Johnson - NMLS# 2009480 - Edge Home Finance
5826 New Territory Blvd, Sugar Land, TX 77479
3467086470
Windsor Home Lending
116 Eldridge Rd # D, Sugar Land, TX 77478
3464923525
MG Financial LLC
2245 Texas Dr #300, Sugar Land, TX 77479
8326007132
Codemark Financial
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
8326777678
HomeTrust Financing
2245 Texas Dr #300, Sugar Land, TX 77479
2817631876
Cornerstone Home Lending
1600 Hwy 6 #340, Sugar Land, TX 77478
2812651993
Baker Mortgage
1 Sugar Creek Center Blvd #945, Sugar Land, TX 77478
2813136683
HK Lending, LLC
15500 Voss Rd #10, Sugar Land, TX 77498
8326484603
Empower Home Lending Group - Powered by Novus Home Mortgage
14100 Southwest Fwy #470, Sugar Land, TX 77478
3462147163
HOME4U Mortgage
16754 Southwest Fwy, Sugar Land, TX 77479
8008761649
Signature Home Loans LLC
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
8327239922
Sims Mortgage Team
2245 Texas Dr #300, Sugar Land, TX 77479
8329907172
Capital crest mortgage group
3 Sugar Creek Center Blvd #100, Sugar Land, TX 77478
7137244554
Texas Mortgage Genius LLC
1601 Industrial Blvd Suite 300-57, Sugar Land, TX 77478
2816747300
Trustmark
1845 Hwy 6, Sugar Land, TX 77478
2816374000
Mortgage refinance companies in Sugar Land Texas help homeowners lower their interest rate or change loan terms. Texas law limits cash-out refinances to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution. Homeowners in Fort Bend County can work with local lenders to find a refinance option that fits their budget.
What Does a Mortgage Refinance Company in Sugar Land Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third-party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law under Section 50(a)(6) limits cash-out refinances to 80 percent of the home appraised value. You must wait at least 12 months after the previous cash-out refinance to do another one. This rule applies to all primary residences in Texas.
How long does a mortgage refinance take in Sugar Land?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender and the appraisal process. Sugar Land appraisals usually take one to two weeks.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.