ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Terrell, TX
Compare mortgage refinance companies in Terrell. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Terrell, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 mortgage refinance companies in Terrell, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Car Title and Payday Loan Services, Inc.
605 W Moore Ave, Terrell, TX 75160
9725631745
Western Finance
357 S Virginia St, Terrell, TX 75160
9725244398
Check N Title Loans
808 W Moore Ave ste d, Terrell, TX 75160
9725635515
Heights Finance
1446 W Moore Ave Suite 202, Terrell, TX 75160
4694103621
World Finance
101-B Sage St, Terrell, TX 75160
9725635786
Atlas Credit Co., Inc.
311 E Moore Ave, Terrell, TX 75160
9725635830
Security Finance
1436 W Moore Ave, Terrell, TX 75160
9725632621
Justice Finance Co
209 1/2, E Moore Ave, Terrell, TX 75160
9725632633
OneMain Financial
111 State Hwy 205 #102, Terrell, TX 75160
9725632207
Toledo Finance
120 E Moore Ave, Terrell, TX 75160
9722102990
Legacy Ag Credit ACA
1541 TX-34, Terrell, TX 75160
9729323610
Patterson Mortgage Group
207 W Moore Ave, Terrell, TX 75160
4694104584
Mortgage refinance companies in Terrell, Texas help homeowners adjust loan terms or lower interest rates. Texas law limits cash-out refinances to 80% of the home value under Section 50(a)(6) of the Texas Constitution. Local companies can guide you through these specific state rules and the required documentation.
What Does a Mortgage Refinance Company in Terrell Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Third-party fees like credit report and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinance?
Texas law protects homesteads and limits cash-out refinances to 80% of the home appraised value. You must also wait 12 months after the previous refinance to do a new cash-out loan. These rules are in the Texas Constitution.
How long does a refinance take in Terrell?
A typical refinance in Texas takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and meeting state-specific requirements like title review. Delays can happen if documents are incomplete.
Do I need a survey for refinance in Texas?
Texas law does not always require a new survey for a refinance. However, many lenders ask for one to confirm property boundaries. If you have an existing survey, it may be accepted if it is less than 10 years old.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Terrell who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.