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Compare Mortgage Refinance Companies in Waxahachie, TX
Browse mortgage refinance companies serving Waxahachie, Texas. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Waxahachie, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 mortgage refinance companies in Waxahachie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Mortgage with Lisa Burkes
2591 N Hwy 77 Suite 103, Waxahachie, TX 75165
9729351601
Matt Authier - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833358
Mid-Tex Mortgage
130 Chieftain Dr, Waxahachie, TX 75165
4693253570
Victoria Baker - Southwest Funding LP #1036
149 Paddock Ridge, Waxahachie, TX 75167
2146936308
Eric Whitaker | Branch Manager | Primary Residential Mortgage, Inc.
2801 N Hwy 77 #200, Waxahachie, TX 75165
4695035070
Danny Gildea - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833345
OneMain Financial
100 Chamber Cir Ste 100, Waxahachie, TX 75165
9729379321
Gerard Mortgage
115 Park Pl Blvd suite 400, Waxahachie, TX 75165
2149801244
Mary Hutchinson at Twin Tree Mortgage, LLC | NMLS# 1455894
201 Ferris Ave suite 2, Waxahachie, TX 75165
6193688123
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C
208 Buckskin Dr, Waxahachie, TX 75167
4693609716
Lance Wallace - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833340
Adrian Sanchez
1332 US-287 Ste. 1, Waxahachie, TX 75165
4693833360
Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
David Rembert - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
2547716631
Terry Wooten - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
Krista Taylor - Mortgage Street
104 Broadhead Rd, Waxahachie, TX 75165
9404477640
First Financial Mortgage
101 Northgate Dr, Waxahachie, TX 75165
9727237100
PNC Mortgage
1015 N Hwy 77, Waxahachie, TX 75165
9729374567
Mortgage refinance companies in Waxahachie Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinances, including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Ellis County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Waxahachie Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,000 dollars. Closing costs often total 2 to 5 percent of the loan value. Texas law also requires a state-specific disclosure fee of about 200 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80 percent of your homes value. You must also wait 12 days after applying before closing. This rule protects homeowners but requires careful planning.
How long does a refinance take in Waxahachie?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender will give you a timeline estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.