Compare Mortgage Refinance Companies in Weatherford, TX
Browse mortgage refinance companies serving Weatherford, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 16 mortgage refinance companies in Weatherford, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Weatherford Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules under Section 50(a)(6) of the Texas Constitution that limit cash-out refinances to 80% of the home value. Local lenders in Parker County can guide you through these requirements.
What Does a Mortgage Refinance Company in Weatherford Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can range from $1,000 to $2,500. Closing costs usually total 2% to 5% of the loan balance. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Under Texas law a cash-out refinance cannot exceed 80% of the home appraised value. This rule applies to all primary residences in Texas including Weatherford. You must also wait 12 months after closing a previous cash-out refinance to do another one.
How long does a mortgage refinance take in Weatherford?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal underwriting and a mandatory three-day rescission period after signing. Delays can happen if additional documents are needed.
What documents do I need to refinance in Texas?
You will need recent pay stubs tax returns bank statements and a photo ID. Texas also requires a homestead affidavit if you claim the property as your primary residence. Lenders may ask for additional proof of income or assets.