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Find Reverse Mortgage Specialists Near You in Cathedral City, CA
Looking for a reverse mortgage specialist in Cathedral City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Cathedral City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
35950 Date Palm Dr, Cathedral City, CA 92234
7607704001
First American Home Loans
67450 Ramon Rd, Cathedral City, CA 92234
7604592258
A reverse mortgage specialist in Cathedral City, California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires mandatory counseling from a HUD-approved agency before you can apply. These specialists guide you through the process for properties in Cathedral City and the Coachella Valley.
What Does a Reverse Mortgage Specialist in Cathedral City Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2.5% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and counseling. Total upfront costs often range from 5,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cathedral City?
You must be at least 62 years old to qualify for a reverse mortgage in California. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do reverse mortgages affect my Social Security or Medicare in California?
Reverse mortgage proceeds do not affect Social Security or Medicare benefits in California. However, they can impact need-based programs like Medi-Cal or Supplemental Security Income. Consult a benefits advisor for your specific situation.
What property types qualify for a reverse mortgage in Cathedral City?
Single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards qualify. In Cathedral City, properties must be in good condition and pass a FHA appraisal. Mobile homes on leased land may not qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.