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Directory of reverse mortgage specialists in Chico, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 reverse mortgage specialists in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Guild Mortgage - Tim Kemper
1469 Humboldt Rd STE 100, Chico, CA 95928
5306246964
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
5302954617
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
5304404342
Russell Street, Mortgage Broker NMLS #1249828
15 Moraga Dr, Chico, CA 95926
8587528806
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
Mario Reyes Jr.
A, 10 Declaration Dr A, Chico, CA 95973
5309246483
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
5304870126
Reverse mortgage specialists in Chico California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the process including California specific property tax deferral programs and non recourse protections.
What Does a Reverse Mortgage Specialist in Chico Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, third party fees like appraisal and title search ranging from $500 to $2,500, and mortgage insurance premiums of 2% of the home value upfront plus 0.5% annually. Counseling fees are usually $125 to $250. Total closing costs often range from $8,000 to $15,000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Chico California?
Borrowers must be at least 62 years old. For couples, both spouses must meet the age requirement unless one spouse is a non borrowing spouse protected under California law and HUD guidelines.
Do I need counseling before getting a reverse mortgage in California?
Yes California requires all borrowers to complete a HUD approved counseling session before applying. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.