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Find Reverse Mortgage Specialists in Chico, CA

Looking for a reverse mortgage specialist in Chico? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 reverse mortgage specialists in Chico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newrez
1051 Mangrove Ave, Chico, CA 95926
(530) 781-1700 newrez.com
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
(530) 514-0798 tloaning.com
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
(530) 924-5656 imschico.com
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
(530) 897-4090 accessloans.net
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
HappyDog
300 Salem St, Chico, CA 95928
(530) 267-6262 happydog.com
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
(530) 588-1344 brookslendingteam.com
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
(530) 899-1870 networkmortgageonline.com
Guild Mortgage - Tim Kemper
1469 Humboldt Rd STE 100, Chico, CA 95928
(530) 624-6964 branches.guildmortgage.com
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
(530) 518-1043 nathanmcgraw.net
Allison Denney
10 Declaration Dr A, Chico, CA 95973
(530) 570-8634 cmghomeloans.com
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
(530) 295-4617 rate.com
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
(530) 440-4342 homeloansbytom.com
Russell Street, Mortgage Broker NMLS #1249828
15 Moraga Dr, Chico, CA 95926
(858) 752-8806 russellstreetmortgage.com
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
(530) 776-0080 branches.guildmortgage.com
Mario Reyes Jr.
A, 10 Declaration Dr A, Chico, CA 95973
(530) 924-6483 cmghomeloans.com
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
(530) 487-0126 happyinvestmentsinc.com

What Does a Reverse Mortgage Specialist in Chico Cost?

Typical costs for a reverse mortgage in California include an origination fee up to $6,000, third party fees like appraisal and title search ranging from $500 to $2,500, and mortgage insurance premiums of 2% of the home value upfront plus 0.5% annually. Counseling fees are usually $125 to $250. Total closing costs often range from $8,000 to $15,000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Chico California?
Borrowers must be at least 62 years old. For couples, both spouses must meet the age requirement unless one spouse is a non borrowing spouse protected under California law and HUD guidelines.
Do I need counseling before getting a reverse mortgage in California?
Yes California requires all borrowers to complete a HUD approved counseling session before applying. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.

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