ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Dana Point, CA
Directory of reverse mortgage specialists in Dana Point, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Dana Point, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bydand Home Loans
34010 Callita, Dana Point, CA 92629
8773060222
The Dave Brown Team, First Class Lending
24701 La Plaza #103, Dana Point, CA 92629
7143450914
OC Home Loans, Inc.
24302 Del Prado Ave # B, Dana Point, CA 92629
9499169608
Karen Card, The Card Team at APM
24701 La Plaza #103, Dana Point, CA 92629
7142906940
Orange County Mortgage & Loan Specialist
34071 La Plaza Ste. 203, Dana Point, CA 92629
8559687684
Lyon House
34179 Golden Lantern # 103, Dana Point, CA 92629
9492413900
TD Co.
32565 Golden Lantern, Dana Point, CA 92629
9494966844
Laguna Sierra Mortgage Group
33971 Selva Rd, Dana Point, CA 92629
9494813800
Reverse mortgage specialists in Dana Point help homeowners aged 62 and older access home equity without monthly payments. In California, borrowers must complete a counseling session with a HUD-approved agency before applying. Specialists guide clients through the process including eligibility requirements and loan repayment terms.
What Does a Reverse Mortgage Specialist in Dana Point Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars, an appraisal fee of 400 to 600 dollars, and a mortgage insurance premium of 2 percent of the home value. Closing costs usually range from 2000 to 5000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Dana Point?
A reverse mortgage specialist is a licensed professional who helps seniors obtain a Home Equity Conversion Mortgage or HECM. They explain loan terms, costs, and obligations under California law. Specialists do not provide financial advice but can refer clients to HUD-approved counselors.
What are the California requirements for a reverse mortgage?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. California requires a mandatory counseling session with a HUD-approved counselor. The home must be the borrower's primary residence and meet FHA property standards.
How long does the reverse mortgage process take in California?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting review. Delays can occur if additional documentation is needed or if the property requires repairs.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Dana Point who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.