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Find Reverse Mortgage Specialists in Hanford, CA

Compare reverse mortgage specialists in Hanford. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Hanford, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 11 reverse mortgage specialists in Hanford, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maciel Mortgage
1560 W Lacey Blvd #105, Hanford, CA 93230
(559) 589-6044 macielmortgage.com
Rickelle Stockton | The VA Loan Chick | NMLS 1729345
1560 W Lacey Blvd #105, Hanford, CA 93230
(559) 572-5554 valoanchick.com
CORE Home Loans
1507 N 11th Ave, Hanford, CA 93230
(559) 585-7400 coreloans.com
BMS/Premiere Mortgage - John Buwalda
804 N Irwin St A, Hanford, CA 93230
(559) 530-3042 buwaldamortgage.com
Cheryl Reid - Vero Mortgage
216 W 7th St, Hanford, CA 93230
(559) 381-0033 loansbycherylreid.com
Gold Standard Mortgage
115 W 7th St, Hanford, CA 93230
(559) 670-3086 goldstandardmortgage.com
Maressa Brieno, Mortgage Broker NMLS#2233455
115 W 7th St, Hanford, CA 93230
(559) 380-6780 goldstandardmortgage.com
Valleywide Lending Solutions
630 N Irwin St Suite A, Hanford, CA 93230
(559) 583-9777 valleywidelending.com
Laporsha Foster - Vero Mortgage
217 W 7th St, Hanford, CA 93230
(559) 380-7304 veromortgage.com
Vero Mortgage
216 W 7th St, Hanford, CA 93230
(559) 734-5000 veromortgage.com
Chase Mortgage
421 N Douty St, Hanford, CA 93230
(559) 582-9081 chase.com

What Does a Reverse Mortgage Specialist in Hanford Cost?

Typical costs for a reverse mortgage specialist in California include an origination fee (up to $6,000 or 2% of the home value, whichever is less), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and appraisal fees ($400 to $800). Third-party costs like title insurance and recording fees add $1,500 to $3,000. Total closing costs often range from $7,000 to $15,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Hanford California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. California law does not add extra age or income requirements beyond federal HUD rules.
How does California law affect reverse mortgage proceeds?
California exempts reverse mortgage proceeds from state income tax. The funds are considered a loan advance, not income. You can receive them as a lump sum, monthly payments, or a line of credit, and you do not pay income tax on these funds.
What happens to the reverse mortgage when the borrower dies or moves out?
The loan becomes due when the last borrower dies, sells the home, or permanently moves out. Heirs have 30 days under California law to decide whether to pay off the loan or sell the home. They cannot be held personally liable for more than the home is worth.

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