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Find Reverse Mortgage Specialists in Lancaster, CA
Compare reverse mortgage specialists in Lancaster. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Lancaster, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 reverse mortgage specialists in Lancaster, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Judith Estrella Loan Specialist
42455 10th St W Suite 108, Lancaster, CA 93534
6618165673
Homefund Mortgage Inc.
6513 La Sarra Dr, Lancaster, CA 93536
6612091567
Davison Mortgage Company
765 W Lancaster Blvd, Lancaster, CA 93534
6614948085
Minted Mortgage Company Inc.
42220 10th St W, Lancaster, CA 93534
6612648872
Urban First Funding Corporation
1055 W Avenue M # 104, Lancaster, CA 93534
6617292900
Rosemarie Celeste - Home loans
42220 10th St W Suite 107, Lancaster, CA 93534
6613174159
Venessa Henriquez- Minted Mortgage Company, Inc.
42220 10th St W Suite 107, Lancaster, CA 93534
6618869806
loanDepot
42455 10th St W Ste 108-109, Lancaster, CA 93534
6612021700
Guild Mortgage Company
604 W Ave L #107, Lancaster, CA 93534
6612235900
A reverse mortgage specialist in Lancaster California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Lancaster residents often use these loans to supplement retirement income or cover home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Lancaster Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal title and escrow. Annual mortgage insurance is 0.5% of the loan balance. Total closing costs often range from $5,000 to $15,000 but vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who qualifies for a reverse mortgage in Lancaster California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. California law also requires a financial assessment to ensure you can pay property taxes and insurance.
What are the California-specific rules for reverse mortgages?
California Civil Code Section 1923.2 requires a three-day right of rescission after closing. Lenders must also provide a list of HUD-approved counseling agencies. Borrowers cannot be forced to repay the loan as long as they live in the home and meet loan obligations.
How much can I borrow with a reverse mortgage in Lancaster?
The amount depends on your age, the appraised home value, and current interest rates. In California, the maximum claim amount for a HECM is $1,089,300 as of 2024. Younger borrowers typically receive less than older borrowers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.