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Browse reverse mortgage specialists serving Mill Valley, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Mill Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Mill Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Supreme Lending
1058 Redwood Highway Frontage Rd, Mill Valley, CA 94941
4153817012
Greg Erigero- Supreme Lending
1058 Redwood Highway Frontage Rd, Mill Valley, CA 94941
4153817046
West Coast Mortgage Co, Inc.
625 Throckmorton Ave, Mill Valley, CA 94941
4154592458
A reverse mortgage specialist in Mill Valley California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires mandatory counseling from a HUD-approved agency before you can apply. Mill Valley residents can use these funds for home repairs, healthcare, or daily expenses while retaining home ownership.
What Does a Reverse Mortgage Specialist in Mill Valley Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value (capped at $6,000 for HECM loans), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and escrow ranging from $1,500 to $4,000. Total closing costs generally range from $4,000 to $12,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Mill Valley have?
A specialist should hold a valid California mortgage loan originator license and have experience with HECM loans. They must follow federal and California disclosure laws including a three-day rescission period after closing.
How does California law affect reverse mortgage terms in Mill Valley?
California Civil Code Section 1923.2 requires lenders to provide a detailed disclosure statement and a list of five HUD-approved counseling agencies. Borrowers must complete counseling before the loan application is processed.
Are reverse mortgage proceeds taxable in California?
Loan proceeds from a reverse mortgage are not considered income for California state tax purposes. However, interest on the loan is not deductible until you pay it back. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.