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Compare reverse mortgage specialists in Montrose. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Montrose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Montrose, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage
2029 Verdugo Blvd, Montrose, CA 91020
8189261023
Lending By Us
2233 Honolulu Ave suite 207, Montrose, CA 91020
8664985651
A reverse mortgage specialist in Montrose California can help homeowners aged 62 and older access their home equity. California law requires that borrowers receive counseling from a HUD-approved agency before obtaining a reverse mortgage. This service is useful for seniors looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Montrose Cost?
Reverse mortgage costs in California typically include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search. Closing costs often range from $2,000 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Montrose?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for reverse mortgages. In California they must follow state regulations including the California Financial Code and provide clear disclosures about loan terms.
What are the California requirements for a reverse mortgage?
California law requires that all borrowers complete a counseling session with a HUD-approved counselor before applying. The borrower must be at least 62 years old and own their home outright or have a low mortgage balance. The loan must be explained in a way the borrower can understand.
How do I choose a reverse mortgage specialist in Montrose?
Look for a specialist who is licensed in California and has experience with HECM loans. Check their credentials with the California Department of Real Estate. Ask about their familiarity with local property values in Montrose and the surrounding Los Angeles area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.