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Browse reverse mortgage specialists serving Newbury Park, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Newbury Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Newbury Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Wise with Mike Wise
3285 Old Conejo Rd, Newbury Park, CA 91320
8052296800
Collaborative Capital - Independent Mortgage Broker NMLS 278724
738 Debbie St, Newbury Park, CA 91320
8052532053
Thousand Oaks Mortgage
2318 Yew Dr, Newbury Park, CA 91320
8054809222
A reverse mortgage specialist in Newbury Park California helps homeowners aged 62 and older convert home equity into loan proceeds. California law requires lenders to provide counseling from a HUD-approved agency before a reverse mortgage can be issued. Specialists in this area guide clients through the unique requirements of California property tax deferral programs and state consumer protections.
What Does a Reverse Mortgage Specialist in Newbury Park Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. Counseling fees are often waived or cost around 125 dollars. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Newbury Park have?
A qualified specialist should hold a California Department of Real Estate license and have experience with FHA-insured Home Equity Conversion Mortgages. They should also be familiar with California mandatory counseling requirements and local market conditions in Ventura County.
Are reverse mortgages regulated differently in California?
Yes California has specific laws including a mandatory three-day right of rescission after loan closing and strict disclosure rules. The state also requires that borrowers receive a list of HUD-approved counseling agencies before proceeding with any application.
How does a reverse mortgage affect property taxes in Newbury Park?
Borrowers must continue to pay property taxes and homeowners insurance. California Proposition 19 allows eligible homeowners to transfer their property tax base to a new home but reverse mortgage borrowers should consult a tax professional to understand their specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.