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Compare reverse mortgage specialists in Palmdale. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Palmdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 reverse mortgage specialists in Palmdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
6619493388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
6616414966
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
6619020275
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6616741065
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
6612373725
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
6612645885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
6619496681
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6612190689
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
6617133460
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
8776607833
Fast Financial | Mortgage Lender
190 Sierra Ct Suite 324, Palmdale, CA 93550
6615124141
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
6614037000
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
6617269000
Palmdale Home Loans by Ruben Torres
1334 E Palmdale Blvd suite c, Palmdale, CA 93550
3237197654
TrueDirection Lending
1113 W Ave M-4 # F, Palmdale, CA 93551
6619511143
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
6619988755
Juanita Gonzalez,
801 1/2 W Palmdale Blvd, Palmdale, CA 93551
8053416907
Legacy Mortgage Loans Inc, Palmdale
550 W Rancho Vista Blvd suite F, Palmdale, CA 93551
6613821220
A reverse mortgage specialist in Palmdale California helps homeowners aged 62 and older convert part of their home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Palmdale residents often use reverse mortgages to supplement retirement income or cover home repairs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Palmdale Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above that. Third-party fees such as appraisal title insurance and recording fees range from 2,500 to 5,000 dollars. Counseling fees are capped at 125 dollars in California. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist in Palmdale need?
In California a reverse mortgage specialist must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They should also have specific training on HECM products and California disclosure requirements.
How does California law affect reverse mortgage terms in Palmdale?
California Civil Code Section 1923 requires a 30-day right of rescission for reverse mortgages after closing. Lenders must also provide a detailed cost comparison and disclose that the loan becomes due when the last borrower leaves the home.
What are the age and property requirements for a reverse mortgage in Palmdale?
Borrowers must be at least 62 years old. The property must be the primary residence and can be a single-family home, a 2-4 unit property with one unit occupied by the borrower, or a FHA-approved condominium.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.