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Compare Reverse Mortgage Specialists in Santa Rosa, CA
Compare reverse mortgage specialists in Santa Rosa. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Santa Rosa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 reverse mortgage specialists in Santa Rosa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Glenn Groves - GTG Financial, Inc.
1421 Guerneville Rd # 100, Santa Rosa, CA 95403
7075460440
Elise Groves - Your Mortgage Retriever
1919 Creekside Rd, Santa Rosa, CA 95405
7074775947
Guild Mortgage - Nancy Weaver
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403
7074801700
Mario's Home Loans
401 Mendocino Ave Suite F, Santa Rosa, CA 95401
7078430869
America's Home Loans - Santa Rosa CA
131A Stony Cir Suite 500, Santa Rosa, CA 95401
7075795411
Joe Jacobs, Mortgage Broker NMLS 453314
714 Mendocino Ave, Santa Rosa, CA 95401
7076966937
Loan Factory - Greg Wilcox
131A Stony Cir #500, Santa Rosa, CA 95401
7079749974
Empower Capital Group
708 College Ave, Santa Rosa, CA 95404
7075221887
Don Mcglinchy - Guild Mortgage
829 Sonoma Ave Suite 4, Santa Rosa, CA 95404
7079556786
Julie Colcleaser - Mortgage Broker
1421 Guerneville Rd # 100, Santa Rosa, CA 95403
7072871819
Pacific Direct Mortgage & Real Estate, Inc.
1400 N Dutton Ave Suite 22, Santa Rosa, CA 95401
7077080797
Sonoma County Mortgages
2455 Bennett Valley Rd C107, Santa Rosa, CA 95404
7072174000
Guild Mortgage - Marco Guerra
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403
5108723333
WayLend
1260 N Dutton Ave #125, Santa Rosa, CA 95401
7079212422
California Home Loans - Santa Rosa, CA
501 Stony Cir #131-A, Santa Rosa, CA 95401
7075361095
Alliance Reverse Mortgage
3033 Cleveland Ave #150, Santa Rosa, CA 95403
7075681144
Ryan Mortgage Company
2129 4th St, Santa Rosa, CA 95404
7075262626
Premier Lending & Real Estate
645 4th St #215, Santa Rosa, CA 95404
7076360300
A reverse mortgage specialist in Santa Rosa California helps homeowners aged 62 and older convert part of their home equity into tax-free funds. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Santa Rosa residents often use these loans to supplement retirement income or pay for home improvements while staying in their homes.
What Does a Reverse Mortgage Specialist in Santa Rosa Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2 percent of the home value capped at 6000 dollars and a mortgage insurance premium of 2 percent of the appraised value. Third-party costs such as appraisal title and recording fees usually range from 1000 to 3000 dollars. Total closing costs can be 5000 to 15000 dollars depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Santa Rosa California?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in California. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Are reverse mortgage proceeds taxable in California?
No, reverse mortgage proceeds are not considered income by the IRS or the State of California. They are loan advances and are tax-free. However interest on the loan is not deductible until you pay it back.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.