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Find Reverse Mortgage Specialists Near You in Tehachapi, CA
Looking for a reverse mortgage specialist in Tehachapi? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Tehachapi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Tehachapi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
6615540404
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
6618225523
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
6618587214
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
5203310629
All Source Realtors & Mortgage
20436 Brian Way B, Tehachapi, CA 93561
6618224444
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
6618234900
Guild Mortgage Co
803 Tucker Rd, Tehachapi, CA 93561
6618225868
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
6618231427
A reverse mortgage specialist in Tehachapi helps older homeowners access home equity without monthly payments. In California, these loans are regulated by the California Department of Real Estate and must include mandatory counseling. Tehachapi residents often use funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Tehachapi Cost?
In California, reverse mortgage costs vary by lender and loan type. Typical upfront costs include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Annual costs include a 0.5 percent mortgage insurance premium and servicing fees. For a 400,000 dollar home, total upfront costs might range from 8,000 to 12,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who is eligible for a reverse mortgage in Tehachapi California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. California law requires you to complete a counseling session with a HUD-approved counselor before applying.
What are the costs of a reverse mortgage in California?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent initially and 0.5 percent annually, and appraisal fees around 400 to 600 dollars. Closing costs can total 2,000 to 5,000 dollars. These costs are usually financed into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.