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Find Reverse Mortgage Specialists Near You in Upland, CA
Compare reverse mortgage specialists in Upland. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Upland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 reverse mortgage specialists in Upland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
9099850088
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
9099850088
TDR Mortgage - Teresa Tims
188 D St, Upland, CA 91786
9099203500
Brian Wiesner - Senior Mortgage Advisor
1241 E 16th St, Upland, CA 91784
9092037404
Dan Beutter, Mortgage Broker NMLS #1355245
1241 E 16th St, Upland, CA 91784
9098518182
House of Loans
388 E Foothill Blvd, Upland, CA 91786
9492913570
Tri-Star Home Loans - Cary McCaslin
2335 Foothill Blvd #5, Upland, CA 91786
9099317710
Gary Schwary at Rate (NMLS #258980)
1223 W Foothill Blvd, Upland, CA 91786
9098161141
ALLIED EQUITY
400 N Mountain Ave #223, Upland, CA 91786
9099329226
Spinnaker Loans
123 E 9th St #301, Upland, CA 91786
9095638612
Good Life Lending
555 N Benson Ave, Upland, CA 91786
6266813844
Rate
1223 W Foothill Blvd, Upland, CA 91786
9097860033
Reverse mortgage specialists in Upland, California help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. California law requires that borrowers receive HUD approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists can guide you through the process and explain how property taxes and insurance obligations remain your responsibility.
What Does a Reverse Mortgage Specialist in Upland Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal, title, and recording. Total closing costs often range from 6,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Upland?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and be a single family home, HUD approved condo, or manufactured home. You also need to complete a HUD approved counseling session.
How does California law affect reverse mortgage proceeds?
California law does not tax reverse mortgage proceeds as income. However, you must continue to pay property taxes and homeowners insurance. Failure to pay these obligations can lead to loan default and possible foreclosure.
Can a reverse mortgage specialist help with non borrowing spouse protections in California?
Yes. Under California law and HUD rules, a non borrowing spouse who is not on the loan may be able to remain in the home after the borrowing spouse passes away. The specialist can explain the specific requirements and timelines for this protection.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.