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Directory of reverse mortgage specialists in Boynton Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Boynton Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Boynton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages Done Right
1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426
5617777622
The Mortgage Firm
319 E Woolbright Rd, Boynton Beach, FL 33435
5613895102
Scott Lushing at CrossCountry Mortgage
1880 N Congress Ave STE 314, Boynton Beach, FL 33426
9544485611
Loan Solutions Team, LLC
1500 Gateway Blvd #220-102, Boynton Beach, FL 33426
5615775776
ASC Mortgage Group
1705 N Congress Ave, Boynton Beach, FL 33426
5619223833
Gary DelGreco Mortgage
8188 Jog Rd STE 100, Boynton Beach, FL 33472
5615045771
Lincoln Mortgage Solutions LLC
7016 Caviro Ln, Boynton Beach, FL 33437
2014052187
Todd Kevitch - Best Florida Mortgage Broker
8133 Kendria Cove Terrace, Boynton Beach, FL 33473
5619443327
FranksMortgages
7312 Amber Falls Ln, Boynton Beach, FL 33437
5614405240
iFinance Florida - Palm Beach County
2240 Woolbright Rd #357, Boynton Beach, FL 33426
5617150604
Lord Mortgage & Loan - Boynton Beach FL
1210 S Federal Hwy STE 102, Boynton Beach, FL 33435
5618079001
Mortgage Broker - Ben Eachus
700 E Boynton Beach Blvd, Boynton Beach, FL 33435
9546636130
Reverse mortgage specialists in Boynton Beach help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Boynton Beach seniors often use these funds to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Boynton Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. Total closing costs often range from 5,000 to 15,000 dollars depending on the home value. These costs can be financed into the loan so you pay nothing upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Boynton Beach Florida?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. Florida law does not impose additional age or income requirements beyond federal HUD rules.
How much can I borrow with a reverse mortgage in Boynton Beach?
The amount depends on your age the appraised value of your home and current interest rates. For a typical Boynton Beach home valued at 400,000 dollars a 70 year old borrower might access 50 to 60 percent of the equity. HUD sets annual lending limits which in 2024 are 1,089,300 dollars.
What happens to the reverse mortgage when I move or pass away in Florida?
If you move out of the home for more than 12 consecutive months the loan becomes due. Upon death your heirs can repay the loan or sell the home to settle the debt. Florida law gives heirs 30 days to decide and up to 12 months to sell the property without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.