Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 18 reverse mortgage specialists in Cape Coral, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Easy Mortgage LLC & Easy Title and Escrow LLC - Cape Coral
618 SW 3rd St Suite 160/170, Cape Coral, FL 33991
2392438408
Fairview Lending - Home Mortgages
1425 Del Prado Blvd S, Cape Coral, FL 33990
2398291543
Mortgage 1
4421 SE 15th Ave, Cape Coral, FL 33904
2394713696
American Mortgage Solutions, Mortgage Broker in Cape Coral, FL
3046 Del Prado Blvd S suite 1 b, Cape Coral, FL 33904
2397668344
Island Coast Mortgage
3013 Del Prado Blvd S #2, Cape Coral, FL 33904
2392147011
Premier Mortgage Consultants
2534 SE Santa Barbara Pl ste. 201, Cape Coral, FL 33904
2395428800
KP Mortgage, your favorite lender.
3046 Del Prado Blvd S, Cape Coral, FL 33904
2398419611
Edison Mortgage and Associates
1325 SE 47th St Suite F-3, Cape Coral, FL 33904
2396334663
Divine Mortgage Group
618 SW 3rd St Suite 140, Cape Coral, FL 33991
8885773177
Easy Mortgage LLC - Massiel Ruiz
618 SW 3rd St suite 160, Cape Coral, FL 33993
2395953819
Dream Team Mortgage
19 Del Prado Blvd N # 2, Cape Coral, FL 33909
7863017443
Guild Mortgage Company
1214-1222 SE 47th St #205, Cape Coral, FL 33904
2398266400
Barrett Financial Group, Cape Coral - Ray Stevens NMLS 177825
1222 SE 47th St Suite C1, Cape Coral, FL 33904
2393131003
Guild Mortgage - Rashelle Shepard
1214-1222 SE 47th St Ste 205, Cape Coral, FL 33904
3214303222
Groves Capital SWFL
2708 Santa Barbara Blvd S Unit 120, Cape Coral, FL 33914
2397380916
Tomasso Mortgage NMLS 40552
4410 SE 16th Pl #1, Cape Coral, FL 33904
2399454348
Lending Hand Mortgage - Cape Coral Office
1222 SE 47th St #415, Cape Coral, FL 33904
2392341464
Gary Franchi - C&R Mortgage
3830 SW 16th Pl, Cape Coral, FL 33914
8475160320
What Does a Reverse Mortgage Specialist in Cape Coral Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs like appraisal title insurance and recording fees range from 2000 to 5000 dollars. Florida requires a mandatory counseling session that costs about 125 dollars. These costs are usually rolled into the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cape Coral Florida?
Borrowers must be at least 62 years old. The youngest spouse must also meet this age requirement if both names are on the title. Florida follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Cape Coral?
No. You can have an existing mortgage as long as you have enough equity to pay it off at closing. Florida law does not require full ownership. The reverse mortgage pays off your current loan first.
Are reverse mortgage proceeds taxable in Florida?
No. Reverse mortgage proceeds are considered loan advances not income. Florida has no state income tax so there is no tax liability on the funds. However interest may be deductible when you sell the home.