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Reverse Mortgage Specialists in Daytona Beach, FL

Compare reverse mortgage specialists in Daytona Beach. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Daytona Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 16 reverse mortgage specialists in Daytona Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Melbourne
140 S Beach St Suite 405, Daytona Beach, FL 32114
3214264020
Select Home Loans
1616 Concierge Blvd # 100, Daytona Beach, FL 32117
8885503296
Mortgage By Jenn
1620 S Clyde Morris Blvd Suite 210, Daytona Beach, FL 32119
3866899604
Wendy Ross Prater - PrimeLending NMLS# 147192
140 S Beach St Suite 405, Daytona Beach, FL 32114
3868685364
Mike Gurley
132 W International Speedway Blvd #24, Daytona Beach, FL 32114
8137709315
Rose Pinto
444 Seabreeze Blvd, Daytona Beach, FL 32118
3869441444
Ruth Michalski at Rate (NMLS #144615)
211 E International Speedway Blvd Suite 204, Daytona Beach, FL 32118
8602130128
Daytona Beach Mortgage - AMERICAN MORTGAGE
747 S Ridgewood Ave, Daytona Beach, FL 32114
3867568228
PrimeLending, A PlainsCapital Company - Ormond Beach
140 S Beach St Suite 405, Daytona Beach, FL 32114
3863177000
Jake Lowe- Responsive Mortgage, a division of Gold Star Mortgage Financial Group
132 W International Speedway Blvd #24, Daytona Beach, FL 32114
3868728832
Glory Mortgage LLC
211 E International Speedway Blvd Suite 108, Daytona Beach, FL 32118
8004583059
Judy Lewis at CrossCountry Mortgage
140 S Beach St Suite 101, Daytona Beach, FL 32114
4073993003
The Loan Institute - Chase Wilson - Mortgage Broker
120 Orange Ave Suite A, Daytona Beach, FL 32114
3864787618
Bee Mortgage App
128 Orange Ave suite B, Daytona Beach, FL 32114
8556261999
August Anirina- Responsive Mortgage, a division of Gold Star Mortgage Financial Group
132 W International Speedway Blvd #24, Daytona Beach, FL 32114
3862373239
Blissful Mortgage llc
404 Seabreeze Blvd ste 6b, Daytona Beach, FL 32118
8552825477

A reverse mortgage specialist in Daytona Beach helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Daytona Beach properties near the coast may have special flood insurance requirements that affect reverse mortgage eligibility.

What Does a Reverse Mortgage Specialist in Daytona Beach Cost?

Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on home value and lender. Florida law requires lenders to provide a detailed Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Daytona Beach Florida?
You must be at least 62 years old. All borrowers listed on the title must meet this age requirement. Florida law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Florida?
Yes. Florida law requires you to complete a counseling session with a HUD-approved counselor. This session must happen before you submit your loan application. The counselor will explain costs and alternatives.
Can I lose my home with a reverse mortgage in Daytona Beach?
You can lose your home if you fail to pay property taxes or homeowners insurance. Florida law gives you a 30 day cure period after a missed payment. You must also keep the home in good repair.