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Compare Reverse Mortgage Specialists in Destin, FL
Looking for a reverse mortgage specialist in Destin? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 16 reverse mortgage specialists in Destin, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeFi Digital Mortgage
4008 Legendary Dr #300A, Destin, FL 32541
8504247277
PrimeLending, A PlainsCapital Company - Emerald Coast
864 US-98 E Suite A-7, Destin, FL 32541
8508377360
Anastasia Shellhouse
4300 Legendary Dr, Destin, FL 32541
8132557982
Sean Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
8777731226
Wendy Kotowske Seagle- Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
8504991336
Andy Vogel, Mortgage Lender
4008 Legendary Dr Suite 300, Destin, FL 32541
3022429966
Noah Donatelli - Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
8508220252
Alpine Premium Financing LLC
501 Harbor Blvd Ste C, Destin, FL 32541
2818242737
Tammy Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
8777731226
Thom Arena HomeFI Mortgage
4008 Legendary Dr office 300g, Destin, FL 32541
8508658466
Lending The Coast - HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
8502184616
Bryan Crumpler, HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
2544329751
Destin Mortgage | Fidelity Home Group
34990 Emerald Coast Pkwy suite 330, Destin, FL 32541
8508062375
Motto Mortgage Resolutions
1234 Airport Rd STE 126, Destin, FL 32541
8505822893
Dawn Wimer
4008 Legendary Dr Suite 300, Destin, FL 32541
6789236886
Maricel Quiroz
543 Harbor Blvd STE 303, Destin, FL 32541
8186208700
A reverse mortgage specialist in Destin Florida can help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Destin residents benefit from local specialists who understand the unique property values and coastal market conditions of the Emerald Coast.
What Does a Reverse Mortgage Specialist in Destin Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party closing costs such as appraisal title and recording fees. Total upfront costs usually range from 2000 to 8000 but can be higher for more expensive homes. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Destin have?
Look for a specialist who holds a valid Florida mortgage loan originator license and has completed HUD-approved training. They should also be familiar with Florida homestead laws and the specific requirements for HECM loans in the state.
Are there Florida specific rules for reverse mortgages?
Yes Florida requires mandatory third party counseling from a HUD approved agency before you can apply. Florida also has strict disclosure rules about loan terms and costs. The state does not allow reverse mortgages on cooperative housing.
How much does a reverse mortgage cost in Destin Florida?
Costs include an origination fee up to 2 percent of the home value a mortgage insurance premium and closing costs. Total fees often range from 2000 to 8000 depending on the loan amount and property value. These costs can be financed into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.