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Find Reverse Mortgage Specialists Near You in Destin, FL

Browse reverse mortgage specialists serving Destin, Florida. Contact information and addresses listed below.

16 agents listed
Updated June 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 16 reverse mortgage specialists in Destin, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeFi Digital Mortgage
4008 Legendary Dr #300A, Destin, FL 32541
(850) 424-7277 homefi.us
PrimeLending, A PlainsCapital Company - Emerald Coast
864 US-98 E Suite A-7, Destin, FL 32541
(850) 837-7360 lo.primelending.com
Anastasia Shellhouse
4300 Legendary Dr, Destin, FL 32541
(813) 255-7982 findyourshell.com
Sean Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
(877) 773-1226 ccm.com
Wendy Kotowske Seagle- Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
(850) 499-1336 wendyseaglehomeloans.com
Andy Vogel, Mortgage Lender
4008 Legendary Dr Suite 300, Destin, FL 32541
(302) 242-9966 homefi.my1003app.com
Noah Donatelli - Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
(850) 822-0252
Alpine Premium Financing LLC
501 Harbor Blvd Ste C, Destin, FL 32541
(281) 824-2737 alpinepremiumfinancing.com
Tammy Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
(877) 773-1226 teamfrith.com
Thom Arena HomeFI Mortgage
4008 Legendary Dr office 300g, Destin, FL 32541
(850) 865-8466 facebook.com
Lending The Coast - HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
(850) 218-4616 homefi.my1003app.com
Bryan Crumpler, HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
(254) 432-9751 homefi.us
Destin Mortgage | Fidelity Home Group
34990 Emerald Coast Pkwy suite 330, Destin, FL 32541
(850) 806-2375 destinflmortgage.com
Motto Mortgage Resolutions
1234 Airport Rd STE 126, Destin, FL 32541
(850) 582-2893 mottomortgage.com
Dawn Wimer
4008 Legendary Dr Suite 300, Destin, FL 32541
(678) 923-6886 homefi.my1003app.com
Maricel Quiroz
543 Harbor Blvd STE 303, Destin, FL 32541
(818) 620-8700 bankingdoor.com

What Does a Reverse Mortgage Specialist in Destin Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party closing costs such as appraisal title and recording fees. Total upfront costs usually range from 2000 to 8000 but can be higher for more expensive homes. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications should a reverse mortgage specialist in Destin have?
Look for a specialist who holds a valid Florida mortgage loan originator license and has completed HUD-approved training. They should also be familiar with Florida homestead laws and the specific requirements for HECM loans in the state.
Are there Florida specific rules for reverse mortgages?
Yes Florida requires mandatory third party counseling from a HUD approved agency before you can apply. Florida also has strict disclosure rules about loan terms and costs. The state does not allow reverse mortgages on cooperative housing.

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