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Find Reverse Mortgage Specialists in Miami Beach, FL
Browse reverse mortgage specialists serving Miami Beach, Florida. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Expert Home Mortgage Inc.
429 Lenox Ave., Miami Beach, FL 33139
3059495626
Miami Beach Mortgage Lenders
7314 Collins Ave, Miami Beach, FL 33141
9542750498
Foundation Mortgage Corporation
Michigan Ave #700d, Miami Beach, FL 33139
3055323995
A reverse mortgage specialist in Miami Beach Florida can help seniors access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the unique requirements of Florida property tax deferral and homestead exemptions.
What Does a Reverse Mortgage Specialist in Miami Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs usually range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Miami Beach have?
Look for a specialist who holds a valid Florida mortgage loan originator license and has completed HUD-approved training. They should also have experience with Florida specific rules like the homestead exemption and property tax deferral programs.
What are the Florida specific requirements for a reverse mortgage?
Florida law requires that all borrowers attend a counseling session with a HUD-approved counselor before applying. The borrower must be at least 62 years old and own the home outright or have a low mortgage balance. Florida also has a 3 day right of rescission after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.