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Find Reverse Mortgage Specialists in New Smyrna Beach, FL
Compare reverse mortgage specialists in New Smyrna Beach. Review contact information and insurance categorys before you decide.
10 agents listed
Updated June 2026
New Smyrna Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 reverse mortgage specialists in New Smyrna Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A reverse mortgage specialist in New Smyrna Beach Florida can help homeowners aged 62 and older access home equity without monthly payments. Florida law requires mandatory counseling from a HUD approved agency before any loan application. Local specialists understand Volusia County property values and the unique needs of coastal residents.
What Does a Reverse Mortgage Specialist in New Smyrna Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value an upfront mortgage insurance premium of 2 percent and third party costs like appraisal title and recording fees. Total closing costs often range from 5000 to 15000 depending on the home value and lender. Florida does not impose a state specific tax on reverse mortgages. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in New Smyrna Beach Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Florida. All borrowers listed on the title must meet this age requirement. The property must be your primary residence.
Is financial counseling required before getting a reverse mortgage in Florida?
Yes Florida law requires you to complete a counseling session with a HUD approved agency before you can apply. This session explains the loan terms costs and alternatives. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in New Smyrna Beach?
Eligible properties include single family homes FHA approved condominiums and manufactured homes that meet HUD standards. The home must be in good condition and pass a FHA appraisal. Two to four unit properties may qualify if you live in one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.