Skip to main content

Reverse Mortgage Specialists in Palm Bay, FL

Browse reverse mortgage specialists serving Palm Bay, Florida. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 reverse mortgage specialists in Palm Bay, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harmony Mortgage Inc.
6050 Babcock St SE #27, Palm Bay, FL 32909
(321) 250-6565 happy2lend.com
TrueVet Mortgage
2475 Palm Bay Rd NE #145, Palm Bay, FL 32905
(321) 364-4461 truevetmortgage.com
DHI Mortgage - Melbourne
490 Centre Lake Dr NE Ste. 150, Palm Bay, FL 32907
(321) 953-3131 dhimortgage.com
Blissful Mortgage llc
2475 Palm Bay Rd NE ste 145 19b, Palm Bay, FL 32905
(855) 282-5477 blissfulmortgage.com
BRYAN'S MORTGAGE LENDING INC
2105 Palm Bay Rd NE Ste 3-W, Palm Bay, FL 32905
(321) 430-8589 bryansmortgagelending.com

A reverse mortgage specialist in Palm Bay Florida helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires a mandatory counseling session with a HUD approved counselor before you can apply. Palm Bay residents often use these loans to supplement retirement income or pay for home repairs without selling their home.

What Does a Reverse Mortgage Specialist in Palm Bay Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2 percent of the home value capped at 6000 dollars. Closing costs such as appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. The mandatory HUD counseling session costs about 125 to 250 dollars. These costs can be financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Palm Bay Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Florida. The youngest borrower on the title must meet this age requirement. Non borrowing spouses have certain protections under Florida law.
Do I need to own my home free and clear to get a reverse mortgage in Palm Bay?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The remaining equity can then be accessed as a lump sum line of credit or monthly payments.
What happens to the reverse mortgage when I move out of my Palm Bay home?
The loan becomes due when you permanently move out sell the home or pass away. Florida law gives your heirs up to 12 months to repay the loan or sell the home. They will not owe more than the home is worth.

Reverse Mortgage Specialists in Other Florida Cities