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Reverse Mortgage Specialists in Palm City, FL

Looking for a reverse mortgage specialist in Palm City? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Palm City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 reverse mortgage specialists in Palm City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Miller Mortgages
901 SW Martin Downs Blvd #200A, Palm City, FL 34990
(561) 401-3299 themillermortgageteam.com
East Coast Mortgage Lenders, Inc.
3228 SW Martin Downs Blvd, Palm City, FL 34990
(772) 283-2077 ecmortgagelenders.com
Casabella Financial Services
2658 SW Reilley Ave, Palm City, FL 34990
(772) 905-2427 casabellafinancial.com
East Coast Mortgage Lenders: Keren Carmel
3228 SW Martin Downs Blvd, Palm City, FL 34990
(772) 485-4116 kerencarmel.zipforhome.com

A reverse mortgage specialist in Palm City Florida helps older homeowners access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Palm City residents often use these loans to supplement retirement income or cover healthcare costs.

What Does a Reverse Mortgage Specialist in Palm City Cost?

Typical costs for a reverse mortgage specialist in Florida include origination fees of up to 6000 dollars and third party charges like appraisal title and recording fees ranging from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. Costs vary by loan size and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Palm City Florida?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Florida follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law requires HUD-approved counseling for all reverse mortgage applicants. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the loan can proceed.
Can a reverse mortgage be foreclosed in Florida?
Yes if you fail to pay property taxes or homeowners insurance or do not maintain the home. Florida law allows the lender to start foreclosure after a 30 day notice of default. You must keep the home in good condition.

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