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Compare Reverse Mortgage Specialists in Palm Coast, FL
Browse reverse mortgage specialists serving Palm Coast, Florida. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp. - The Loan Pro Team
18 Market Ave Suite 125, Palm Coast, FL 32164
3869310980
Approved Mortgage Source LLC
50 Leanni Way UNIT B6, Palm Coast, FL 32137
3866688000
Steve Verrier / The Florida Mortgage Center.com - ANE Lending LLC
800 Belle Terre Pkwy suite 200-117, Palm Coast, FL 32164
8133949042
Capstone Mortgage
18 Market Ave Suite 120, Palm Coast, FL 32164
3862024498
Bee Mortgage App
4 Office Park Dr Suite 3, Palm Coast, FL 32137
8556261999
A reverse mortgage specialist in Palm Coast, Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Palm Coast residents often use these funds to supplement retirement income or pay for home improvements.
What Does a Reverse Mortgage Specialist in Palm Coast Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to $6,000, third-party closing costs (appraisal, title search, recording fees) ranging from $2,500 to $5,000, and an upfront mortgage insurance premium of 2% of the home value. Annual servicing fees are usually capped at $35 per month. These costs are often financed into the loan rather than paid out of pocket. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Palm Coast Florida?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. Florida law does not impose additional age or income requirements beyond federal HUD rules.
How does Florida homestead exemption affect a reverse mortgage?
Florida homestead exemption does not prevent you from getting a reverse mortgage. However, you must continue to pay property taxes and homeowners insurance to avoid default. The homestead cap on assessed value does not change after the loan is taken.
Can I lose my home with a reverse mortgage in Palm Coast?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Florida law requires lenders to give you a notice and a cure period before foreclosure. You cannot be forced to sell as long as you meet loan obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.