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Find Reverse Mortgage Specialists Near You in Rockledge, FL

Directory of reverse mortgage specialists in Rockledge, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Rockledge, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 9 reverse mortgage specialists in Rockledge, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Caleb Hiester of Direct Mortgage Loans
1519 Outrigger Cir, Rockledge, FL 32955
(321) 285-2592 directmortgageloans.com
Joshua Quibodeaux at CrossCountry Mortgage
1038 Harvin Way STE 120, Rockledge, FL 32955
(321) 405-1069 ccm.com
Charles Gutierrez CrossCountry Mortgage, LLC
1038 Harvin Way STE 120, Rockledge, FL 32955
(321) 508-6330 charliegutierrez.com
Phoenix Star Mortgage LLC
835 Executive Ln STE 110, Rockledge, FL 32955
(321) 794-5626 phoenixstarmortgage.com
Sean McKeel, Cross Country Mortgage
1038 Harvin Way STE 120, Rockledge, FL 32955
(321) 615-6186
loanDepot
6525 3rd St Ste 407, Rockledge, FL 32955
(321) 417-3510 loandepot.com
Florida Life Mortgage
1311 US-1 Unit 2, Rockledge, FL 32955
(321) 698-0417 floridalifemtg.com
Stacey Deloche Oldaker, Finance of America Mortgage LLC
1311 US-1 Unit 2, Rockledge, FL 32955
(321) 452-0050 foamortgage.com
Tidy Mortgage
901 Pine Baugh St, Rockledge, FL 32955
(321) 373-3500 tidymortgage.com

A reverse mortgage specialist in Rockledge Florida helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires borrowers to complete HUD approved counseling before applying. Rockledge seniors benefit from local specialists who understand Brevard County property values and Florida homestead exemptions.

What Does a Reverse Mortgage Specialist in Rockledge Cost?

Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees around 500 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs can be rolled into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Rockledge Florida?
Borrowers must be at least 62 years old. If married, a younger spouse may be eligible for a deferral option under Florida law. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires HUD approved counseling for all reverse mortgage applicants. The session explains loan terms, costs, and alternatives. Counseling typically takes one to two hours and can be done by phone or in person.
What types of reverse mortgages are available in Rockledge?
The most common is the Home Equity Conversion Mortgage or HECM insured by the FHA. Florida also offers proprietary reverse mortgages for higher value homes. A specialist can explain which option fits your situation.

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