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Browse reverse mortgage specialists serving Sanford, Florida. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Sanford, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Sanford, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simplified Mortgage
106 Hadley Dr, Sanford, FL 32771
3213992449
RMC Home Mortgage, LLC
3999 W 1st St Suite A, Sanford, FL 32771
8774787369
Fidelity Funding LLC
4220 Church St STE 1064, Sanford, FL 32771
4075058100
A reverse mortgage specialist in Sanford Florida helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Florida law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Sanford residents benefit from local specialists who understand Seminole County property values and Florida homestead exemption rules.
What Does a Reverse Mortgage Specialist in Sanford Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2% of the home value (capped at USD 6,000), a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from USD 8,000 to USD 15,000. These costs are usually rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sanford Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 or older to be on the loan. Florida law does not change this federal HECM requirement.
Do I need to own my home free and clear to get a reverse mortgage in Sanford?
No. You can have an existing mortgage. The reverse mortgage pays off your current loan first. You must have enough equity to cover the payoff and closing costs. Florida property taxes and insurance must be kept current.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.