ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Tarpon Springs, FL
Looking for a reverse mortgage specialist in Tarpon Springs? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Tarpon Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 reverse mortgage specialists in Tarpon Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KB Mortgage
5 W Orange St, Tarpon Springs, FL 34689
7277988798
Movement Mortgage - The Higgins Home Loan Team
123 E Tarpon Ave Office 208, Tarpon Springs, FL 34689
7274218428
Smart Mortgage Centers Inc
38852 US Hwy 19 N, Tarpon Springs, FL 34689
8884296601
O.J. Mortgage Co Inc
917 E Klosterman Rd, Tarpon Springs, FL 34689
7277730505
A reverse mortgage specialist in Tarpon Springs helps older homeowners access home equity without monthly payments. Florida law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Tarpon Springs residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Tarpon Springs Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Tarpon Springs Florida?
Borrowers must be at least 62 years old. For couples, both spouses must meet this age requirement if they are on the loan title. The home must be the primary residence.
Are reverse mortgages regulated by Florida law?
Yes, Florida has specific rules. Lenders must provide a disclosure statement and borrowers must complete a counseling session with a HUD-approved counselor. There is also a three-day right of rescission after closing.
What types of homes qualify for a reverse mortgage in Tarpon Springs?
Single-family homes, FHA-approved condominiums, and townhouses qualify. Manufactured homes may qualify if they meet HUD standards. The property must be in good condition and pass an FHA appraisal.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Tarpon Springs who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.