Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 18 reverse mortgage specialists in Idaho Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
InterWest Mortgage
1275 E 17th St, Idaho Falls, ID 83404
2085258778
Regal Mortgage
1515 Ashment Ave #1, Idaho Falls, ID 83404
2085248384
Bell Financial Group
1833 E 17th St, Idaho Falls, ID 83404
2089324559
Idaho First Mortgage
3340 Merlin Dr #200, Idaho Falls, ID 83404
2082439100
Patriot Home Mortgage
1970 E 17th St Suite 116, Idaho Falls, ID 83404
2085218075
Synergy One Lending
1515 Ashment Ave #1, Idaho Falls, ID 83404
2089175069
Braylan Bean - Frontier Credit Union - Mortgage Loan Officer
865 S Woodruff Ave, Idaho Falls, ID 83401
2086702326
Veritas Funding - Idaho Falls | Home Loans and Refinance
3040 E 17th St # A, Idaho Falls, ID 83406
2083902682
Legacy Mortgage Group, LLC
1600 John Adams Pkwy, Idaho Falls, ID 83401
2085253323
Nexus Mortgage Lending
4642, 550 W Sunnyside Rd Ste 11, Idaho Falls, ID 83402
2085290821
Brandy Knight Summit Funding
545 Shoup Ave Office 228, Idaho Falls, ID 83402
2085694085
Cross Country Mortgage-Tyler Winegar
3340 Merlin Dr #200, Idaho Falls, ID 83404
2083909091
Evergreen Home Loans Idaho Falls NMLS 2722676
591 Park Ave Suite 202-E, Idaho Falls, ID 83402
2087155036
Gateway Mortgage
3363 Merlin Dr Ste. B, Idaho Falls, ID 83404
2082025381
Mortgage Center - ICCU
3436 S 25th E, Idaho Falls, ID 83404
2084783300
Home | Front Mortgage - Southeast Idaho
3525 Merlin Dr, Idaho Falls, ID 83404
8007078845
HomeReady Lending
3525 Merlin Dr, Idaho Falls, ID 83404
2532442555
The Landers Group - Kiersten Landers, Mortgage Broker
3525 Merlin Dr, Idaho Falls, ID 83404
2082703861
What Does a Reverse Mortgage Specialist in Idaho Falls Cost?
Typical costs for a reverse mortgage in Idaho include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. For a home valued at 300,000 dollars, total upfront costs may range from 8,000 to 12,000 dollars. Annual servicing fees are usually 30 to 35 dollars per month. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Idaho Falls?
Borrowers must be at least 62 years old. For a couple, both spouses must be 62 or older to be on the loan. Younger spouses may have protections under HUD rules if the loan was originated after 2014.
Do I need counseling before getting a reverse mortgage in Idaho?
Yes. Idaho law requires all borrowers to complete a counseling session with a HUD-approved reverse mortgage counselor. This session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the lender can proceed.
Can I lose my home with a reverse mortgage in Idaho Falls?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Idaho has a strict timeline for curing defaults, typically 30 days after a notice. Staying current on these obligations is essential to keep the home.