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Compare Reverse Mortgage Specialists in South Bend, IN
Directory of reverse mortgage specialists in South Bend, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
South Bend, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 13 reverse mortgage specialists in South Bend, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hallmark Home Mortgage
54505 26th St Suite F, South Bend, IN 46635
5742732300
Ruoff Mortgage - South Bend
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Lori Hiscock, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5747070196
Cory Wilson, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
3177161053
Michael Grove, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742742329
Stephanie Moncayo, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
2699322435
Jan Edwards, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Amy Helmen, Ruoff Mortgage
1710 Edison Rd, South Bend, IN 46617
5742201702
Everwise Mortgage
110 S Main St, South Bend, IN 46601
5742363518
Arielle Schmitt, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742290498
1st MIDWEST MORTGAGE CORPORATION
316 N Ironwood Dr #2, South Bend, IN 46615
5742871152
Centennial Mortgage, Inc.
218 W Washington St, South Bend, IN 46601
5742336773
1st Source Mortgage
100 N Michigan St 8th Flr, South Bend, IN 46601
5742352318
A reverse mortgage specialist in South Bend Indiana helps homeowners aged 62 and older access home equity without monthly payments. Indiana law requires borrowers to complete HUD approved counseling before obtaining a reverse mortgage. Local specialists guide clients through the unique requirements of Indiana property tax deferral programs and homestead exemptions.
What Does a Reverse Mortgage Specialist in South Bend Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance costs 0.5 percent of the loan balance. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in South Bend Indiana?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Indiana law does not allow younger spouses to be excluded from the loan.
Do I need counseling before getting a reverse mortgage in Indiana?
Yes, federal law and Indiana regulations require HUD approved counseling for all reverse mortgage applicants. The counseling session covers loan terms, costs, and alternatives. You must complete it before you can apply.
Can a reverse mortgage affect my Indiana homestead exemption?
A reverse mortgage does not eliminate your Indiana homestead exemption. You must continue to live in the home as your primary residence. The exemption still applies for property tax purposes as long as you own and occupy the home.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.