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Looking for a reverse mortgage specialist in Fort Thomas? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Fort Thomas, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 7 reverse mortgage specialists in Fort Thomas, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lee Witte - Mortgage Broker
2221 Memorial Pkwy, Fort Thomas, KY 41075
8593805674
Dave Osburg, Mortgage Loan Originator, NMLS 142308
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8592915626
Bob Lends at The Mortgage Exchange
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8599821002
D. A. Griffin Financial, LLC (nmls 1264)
880 Alexandria Pike UNIT 203, Fort Thomas, KY 41075
8594429700
Thrive Mortgage - Ft. Thomas KY
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8594418900
Wade Creek Mortgage
600L S Ft Thomas Ave, Fort Thomas, KY 41075
8594688287
Chase Home Lending
11 S Grand Ave, Fort Thomas, KY 41075
9149809758
A reverse mortgage specialist in Fort Thomas, Kentucky can help homeowners aged 62 and older convert part of their home equity into tax-free funds. Kentucky law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Fort Thomas residents benefit from specialists familiar with local property values and Kentucky-specific foreclosure protections.
What Does a Reverse Mortgage Specialist in Fort Thomas Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. These fees often total between 3000 and 8000 dollars, depending on the home value and loan type. Costs are usually financed into the loan rather than paid upfront. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Fort Thomas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. In Kentucky, there is no state-specific age requirement beyond the federal minimum.
Do I need to complete counseling before getting a reverse mortgage in Kentucky?
Yes, Kentucky law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor will explain the terms, costs, and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.