Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 15 reverse mortgage specialists in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Hill Team powered by Premier Mortgage Resources
3345 Colton Dr B, Helena, MT 59602
4064575205
Evergreen Home Loans Helena NMLS ID 2101498
639 Helena Ave STE A, Helena, MT 59601
4063247222
Union Home Mortgage
1048 Helena Ave Suite 102 & 103, Helena, MT 59602
4068687915
J.R. McFadden NMLS 1246357 | Major Mortgage
2001 11th Ave #28, Helena, MT 59601
4064651918
Jenni Grovom - Mortgage Lender, Opportunity Bank of Montana
1400 Prospect Ave, Helena, MT 59601
4064397216
Gwen Williams, Loan Originator, NMLS #700257
55 Lincoln Rd W, Helena, MT 59602
4064613741
Renegade Financial
27 Neill Ave Suite 103, Helena, MT 59601
4067601985
Dawn Buckley-U.S. Bank Mortgage
302 N Last Chance Gulch, Helena, MT 59601
4062376043
Kristen McLaughlin - Stockman Bank
1435 Vandelay Ave, Helena, MT 59601
4064479007
Don Kessler NMLS 6880 Evergreen Home Loans NMLS 3182
639 Helena Ave STE A, Helena, MT 59601
4064399533
Mutual Of Omaha Reverse Mortgage DeWolf
1422 Cedar St, Helena, MT 59601
4064314651
Katie Lawler
3094 N Sanders St, Helena, MT 59601
4064479006
New American Funding- Helena
420 Sierra Rd W Ste 5, Helena, MT 59602
4062908677
Corey Hill, Mortgage Lender
3345 Colton Dr B, Helena, MT 59602
4064617969
US Bank Mortgage
Helena, MT 59601
8008722657
What Does a Reverse Mortgage Specialist in Helena Cost?
Typical costs for a reverse mortgage specialist in Montana include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Third-party costs such as appraisal and title search can range from 500 to 1500 dollars. These costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Helena Montana?
Borrowers must be at least 62 years old to qualify for a reverse mortgage in Montana. The specialist will verify age and confirm the home is the primary residence.
Does Montana have specific counseling rules for reverse mortgages?
Yes. Montana requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor before loan approval. The specialist can provide a list of approved counselors in Helena.
Can a reverse mortgage affect my Montana homestead exemption?
A reverse mortgage does not affect your Montana homestead exemption. However the loan must be repaid when you move out or sell the home. A specialist can explain how this works with local property laws.