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Looking for a reverse mortgage specialist in Florence? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Florence, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 reverse mortgage specialists in Florence, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
7074868744
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
5417432978
US Bank Mortgage
2300 US-101, Florence, OR 97439
5419975151
A reverse mortgage specialist in Florence Oregon helps homeowners aged 62 and older access home equity without monthly payments. Oregon law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Specialists guide clients through the process and explain how loan terms affect heirs and estate planning.
What Does a Reverse Mortgage Specialist in Florence Cost?
Typical costs for a reverse mortgage specialist in Oregon include an origination fee of up to 2 percent of the homes value, with a cap of 6,000 dollars. Third-party fees such as appraisal, title search, and recording can range from 1,500 to 3,000 dollars. A mortgage insurance premium of 2 percent of the homes value is required at closing. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Florence Oregon?
Borrowers must be at least 62 years old. If married, the younger spouse may be listed as a non-borrowing spouse to remain in the home after the borrowing spouse passes away.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes, Oregon law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.